Guides
Guides to tracking your net worth
Plain explanations of how net worth tracking actually works — what updates on its own, what you enter, and how to handle money spread across countries and currencies. No signup to read any of them.
All guides
Privacy6 min read
Tracking your net worth without a bank login
Why most trackers need your banking credentials, what changes when one does not, and exactly what still updates automatically.
Calculator4 min read
Free net worth calculator
Work out what you own minus what you owe, in any of 31 currencies. No signup, and nothing leaves your browser.
Currencies6 min read
Tracking net worth across currencies
Why converting once and forgetting breaks your history, how nightly ECB rates fix it, and how to read your currency exposure.
India7 min read
Net worth tracking in India
PPF, EPF, NPS, deposits, gold and property in rupees, with Indian equities priced automatically — plus assets held abroad.
Comparison6 min read
A free Kubera alternative
Kubera Essentials is $250 a year. What that buys, what it does not, and when a free manual tracker is the better fit.
Comparison6 min read
An Empower alternative that works outside the US
Empower links only to US institutions and needs a US phone number. What that means if your money is somewhere else.
Comparison6 min read
A free Monarch Money alternative
Monarch is a budgeting app at $99.96 a year. If you only want net worth tracked properly, you are funding an engine you will not switch on.
Pricing5 min read
Using it free
What free normally costs you in this category, what you actually get, and why nothing is held back.
Comparison8 min read
The best net worth tracker apps
Nine ways to track net worth compared on price, bank sync and where they work, with one pick per need. Written by one of the apps on the list, and says so.
Template6 min read
Free net worth spreadsheet
A free net worth template for Excel and Google Sheets, how to set it up in ten minutes, and the point where an app starts to beat it.
United Kingdom7 min read
Net worth tracking in the UK
ISAs, SIPPs, workplace pensions, Premium Bonds and the student loan question, in pounds, plus the apps people in the UK actually use.
Comparison6 min read
Which budgeting apps track net worth?
YNAB, Monarch, Copilot, Simplifi, Rocket Money, Credit Karma and Emma: which show your net worth, how, and what it costs.
Benchmarks6 min read
Net worth by age
Median and average net worth for every age group from the Federal Reserve's 2025 survey, what changed since 2022, and how the UK compares.
Feature5 min read
Leave your family a list of your accounts
A read-only list of every account, balance and note for the people you trust, opened only if you stop signing in for months.