Comparison
Which budgeting apps track net worth?
Most popular budgeting apps now show your net worth: YNAB, Monarch, Copilot, Quicken Simplifi, Rocket Money and Credit Karma all do, and Emma does on its Pro plan. The difference is how well. In a budgeting app, net worth is a screen built from the accounts you link; anything the app cannot link, such as a pension abroad or a house, you add by hand or leave out.
At a glance
| App | Tracks net worth? | How | Price |
|---|---|---|---|
| YNAB | Yes | A net worth report from the accounts you add | $109 a year, or $14.99 a month |
| Monarch Money | Yes | Net worth from linked accounts, home values from Zillow | About $100 a year, or $14.99 a month |
| Copilot Money | Yes | Stocks, crypto and your house in one net worth view | $95 a year, or $13 a month |
| Quicken Simplifi | Yes | Net worth alongside cash flow and investments | $6.99 a month, billed annually |
| Rocket Money | Yes | Linked accounts plus custom categories, updated automatically | Check the app for which plan includes it |
| Credit Karma | Yes, in the US | Credit Karma Net Worth, from linked accounts | Free |
| Emma | On Pro only | Net worth over time, including offline accounts | £9.99 a month, or £83.99 a year |
Read from each company's own site on 14 October 2026. Prices change; check before you subscribe.
Does YNAB track net worth?
Yes. YNAB includes a net worth report alongside its spending reports. It is built from the accounts in your budget, so to see a full picture you add investments, pensions and loans as tracking accounts and update their balances.
How to track net worth in YNAB: add each investment, property and loan as a tracking account, update the balances monthly, and open the net worth report. YNAB costs $109 a year or $14.99 a month, with a 34-day free trial.
Does Monarch Money track net worth?
Yes. Monarch shows net worth from your linked accounts and can value your home from Zillow. Its coverage is built for US and Canadian institutions. It costs about $100 a year or $14.99 a month, and the first week is free. More in our Monarch comparison.
Does Copilot Money track net worth?
Yes. Copilot brings stocks, crypto and your house into one net worth view next to its budgeting. It costs $95 a year or $13 a month and runs on iPhone, iPad, Mac and the web, with no Android app.
Does Quicken Simplifi track net worth?
Yes. Simplifi shows your net worth alongside cash flow and investments. It is listed at $6.99 a month billed annually, with a lower introductory price for the first year.
Does Rocket Money track net worth?
Yes. Rocket Money has a Net Worth feature: you link accounts or add custom categories, and it updates asset values and remaining debt balances automatically. Its site does not say which plan includes it, so check in the app.
Does Credit Karma track net worth?
Yes, in the US. Credit Karma Net Worth lets members link accounts such as a 401(k), a brokerage account and a mortgage to see a near real-time total. Like the rest of Credit Karma it is free.
Does Emma track net worth?
Yes, on Emma Pro, which adds net worth over time and offline accounts. Pro is £9.99 a month or £83.99 a year; the basic Emma app is free. For more UK options, see net worth tracking in the UK.
Using a budgeting app and a net worth tracker together
Budgeting and net worth answer different questions. A budget asks where this month's money went and needs every transaction. Net worth asks whether you are better off than last year and needs only balances, once a month.
That is why many people keep their budgeting app for spending and track net worth somewhere simpler, especially when part of their money sits in accounts the budgeting app cannot link: a pension in another country, property, or savings in another currency. NetWorthTrackr is built for that second job, for free, without a bank login. Compare the options in the best net worth tracker apps.
Common questions
Yes. YNAB has a net worth report built from the accounts in your budget. Add investments, property and loans as tracking accounts to see the full picture.
Yes, from your linked accounts, with home values from Zillow. Monarch costs about $100 a year and is built for US and Canadian institutions.
Yes. Copilot Money shows stocks, crypto and your house in one net worth view. It costs $95 a year and has no Android app.
Yes. Rocket Money has a Net Worth feature that combines linked accounts with custom categories and updates values automatically.
Yes, for US members. Credit Karma Net Worth totals linked accounts such as a 401(k), brokerage account and mortgage, for free.
Monarch Money and Copilot Money both combine full budgeting with a strong net worth view, at about $100 and $95 a year. YNAB suits people who want strict zero-based budgeting. If you only need net worth, a dedicated tracker is simpler and can be free.