01 · Introduction
We respect your privacy and are committed to protecting your personal data. This policy explains what we collect, why, how long we keep it, and the rights you have over it. The data controller is NetWorthTrackr. Questions: privacy@networthtrackr.com.
02 · Data we collect
Identity data — first name, last name, username or similar identifier.
Contact data — email address.
Financial data — account balances, assets, liabilities, holdings, and custom categories you create.
Technical data — IP address, login data, browser type and version, and usage data needed to operate and secure the Service.
Important note on financial data: we do not link to your bank accounts through any third-party aggregator. All financial data in NetWorthTrackr is entered manually by you.
03 · How & why we use your data
We only process personal data where the law allows: to perform our contract with you (providing and maintaining the Service, managing your registration), for legitimate interests (securing and improving the Service, preventing abuse), or with your consent (e.g. balance-reminder emails, which you can withdraw at any time). We use financial data solely to compute your net worth, trends, and analytics for you. We do not sell your personal data, and we do not use your financial data for advertising.
04 · Sharing, retention & transfers
We share data only with processors that host and operate the Service under data-processing agreements, with authorities where legally required, or in a merger/acquisition (with notice to you). We keep your data for as long as your account is active; when you delete your account, your personal and financial data is permanently deleted from production systems within 30 days, and from encrypted backups within 90 days. Where data is transferred outside the EEA, we rely on adequacy decisions or Standard Contractual Clauses.
05 · Security & your rights
We use modern encryption in transit and at rest, access controls, and secure database providers to keep your financial snapshots confidential. No system is 100% secure, so we cannot guarantee absolute security — please use a strong, unique password. Depending on your jurisdiction (including GDPR and CCPA), you have the right to access, correct, export, restrict, object to the processing of, or erase your personal data, and to lodge a complaint with your supervisory authority. You can delete your account and all associated data directly from Settings, or contact privacy@networthtrackr.com.
06 · Cookies, children & changes
We use only strictly-necessary cookies and local storage (session, preferences such as theme). We do not use third-party advertising or tracking cookies. The Service is not directed at children under 18 and we do not knowingly collect their data. We may update this policy from time to time; material changes will be notified via the Service or email, with the "last updated" date revised above.
Your data security is our top priority. We do not sell your personal information to third parties.