Free planning instruments
Eight calculators for the decisions that actually move your net worth.
No account, no email, no paywall. Every number is worked out in your browser, in whichever of 31 currencies you think in.
Nothing you enter is sent to us, and nothing is stored.
Live preview · FIRE number
€1.050.000
At €42.000 a year and a 4% withdrawal rate, financial independence arrives in 9y 1m.
The nest egg that buys your freedom — and the year you reach it.
Where today’s balance lands in 5, 10 or 30 years of contributions.
Monthly payment, lifetime interest, and how annuity, linear and interest-only compare.
Avalanche versus snowball, run side by side on your real balances.
How many months of runway you hold, and the gap to a safe cushion.
The month you cross any number, at your current savings rate.
The year buying overtakes renting — or never, at these numbers.
How far your allocation has drifted, and the trades that fix it.
Suggested next
Compound growth
Where today’s balance lands in 5, 10 or 30 years of contributions.
Stop re-typing your numbers
These are one-off answers. Your net worth is a moving one.
A calculator tells you where you stand today. Add your accounts once and NetWorthTrackr keeps the number current — across 31 currencies, without ever asking for a bank login.
Estimates only, not financial advice. Every figure on this page is calculated in your browser — nothing is sent to us and nothing is stored.