Blog
The NetWorthTrackr blog
Guides to tracking your net worth, honest app comparisons, and every new feature we ship. No signup to read any of them.
All posts
Net worth basics6 min read
Liquid net worth vs net worth
What counts toward net worth and liquid net worth (home, 401(k), pension, car), the two ways to subtract debts, and which number to watch.
Privacy and security6 min read
Tracking your net worth without a bank login
Why most trackers need your banking credentials, what changes when one does not, and exactly what still updates automatically.
Privacy and security6 min read
Is Plaid safe?
Mostly yes, but the risk is the apps you connect and the connections you forget. What Plaid can see, what has gone wrong, and how to disconnect it.
Product updates5 min read
Leave your family a list of your accounts
A read-only list of every account, balance and note for the people you trust, opened only if you stop signing in for months.
Net worth basics6 min read
Net worth by age
Median and average net worth for every age group from the Federal Reserve's 2025 survey, what changed since 2022, and how the UK compares.
App comparisons6 min read
A free Monarch Money alternative
Monarch is a budgeting app at $99.96 a year. If you only want net worth tracked properly, you are funding an engine you will not switch on.
App comparisons8 min read
The best net worth tracker apps
Nine ways to track net worth compared on price, bank sync and where they work, with one pick per need. Written by one of the apps on the list, and says so.
Net worth basics6 min read
Free net worth spreadsheet
A free net worth template for Excel and Google Sheets, how to set it up in ten minutes, and the point where an app starts to beat it.
Around the world7 min read
Net worth tracking in the UK
ISAs, SIPPs, workplace pensions, Premium Bonds and the student loan question, in pounds, plus the apps people in the UK actually use.
App comparisons6 min read
Which budgeting apps track net worth?
YNAB, Monarch, Copilot, Simplifi, Rocket Money, Credit Karma and Emma: which show your net worth, how, and what it costs.
App comparisons6 min read
A free Kubera alternative
Kubera Essentials is $250 a year. What that buys, what it does not, and when a free manual tracker is the better fit.
App comparisons6 min read
An Empower alternative that works outside the US
Empower links only to US institutions and needs a US phone number. What that means if your money is somewhere else.
Around the world6 min read
Tracking net worth across currencies
Why converting once and forgetting breaks your history, how nightly ECB rates fix it, and how to read your currency exposure.
Around the world7 min read
Net worth tracking in India
PPF, EPF, NPS, deposits, gold and property in rupees, with Indian equities priced automatically — plus assets held abroad.
Product updates5 min read
Using it free
What free normally costs you in this category, what you actually get, and why nothing is held back.
Net worth basics4 min read
Free net worth calculator
Work out what you own minus what you owe, in any of 31 currencies. No signup, and nothing leaves your browser.