India
Net worth tracker for India
Track everything you own and owe in rupees, including the accounts Indian investors actually hold — PPF, EPF, NPS, fixed deposits, sovereign gold bonds and physical gold. Indian equities and mutual fund holdings price themselves, and no bank login is ever required.
Sample data · try it
A balance sheet that includes what Indian investors actually hold
Net worth
₹13,075,000
Click any account to leave it out
The real dashboard prices your listed equities and mutual funds automatically, tracks every account’s history, and converts assets held abroad into rupees nightly.
The accounts most trackers cannot handle
Net worth apps built around Western bank aggregation tend to model a world of current accounts, brokerage accounts and a mortgage. A typical Indian balance sheet does not look like that, and the gaps are exactly where most of the money sits.
Long-term and retirement
- PPF — 15-year lock-in, annual contributions
- EPF and VPF employer balances
- NPS Tier I and Tier II
- Sukanya Samriddhi accounts
- LIC and other endowment policies
Each tracked as its own account with its own history, updated when you get a statement.
Savings, gold and property
- Fixed and recurring deposits
- Sovereign gold bonds and physical gold
- Real estate, plots and inherited property
- Equity and mutual fund holdings
- NRE and NRO accounts
Market-priced holdings update on their own; the rest you value yourself.
Because entry is manual, nothing needs to be on a supported-institution list. A cooperative bank deposit, a chit fund, or money lent to family are all just accounts with a category, a currency and a balance history.
Built for money in more than one country
If you are an NRI, or you moved to India after working abroad, your wealth is split across currencies and time zones. A tracker that only understands one currency forces you to keep two pictures in your head and never see the total.
Hold NRE and NRO balances in INR, a 401(k) or ISA in its own currency, and property in a third — then pick whichever base currency you actually think in. Everything converts nightly at European Central Bank reference rates, across 31 currencies including INR, USD, GBP, AED-adjacent majors, SGD and more.
The currency breakdown then shows how much of your net worth is genuinely exposed to the rupee versus the dollar — which for anyone planning to retire in a different country from the one they earned in is the number that matters.
Live pricing on Indian exchanges
Holdings listed on Indian exchanges are priced automatically from public market data, in the same pass as US, EU, UK and German listings. Add the symbol and the quantity; the value keeps itself current without you opening a broker app.
Everything without a public price — PPF, EPF, deposits, property, gold you keep at home — you update yourself, and the app flags an account when its balance has gone stale. That is usually a few minutes once a month, and for accounts that only publish an annual statement, once a year.
What Indian investors usually use instead
| NetWorthTrackr | Spreadsheet or bank app | |
|---|---|---|
| PPF, EPF, NPS | First-class accounts with history | Manual, or missing entirely |
| Indian equities | Priced automatically | Manual, or one broker only |
| Gold and property | Tracked with their own history | Usually a stale cell |
| Assets outside India | 31 currencies, converted nightly | A second spreadsheet |
| Bank login | Never requested | Required by most aggregator apps |
| Trend over time | Automatic history and charts | Whatever you remembered to save |
A broker app is better for trading and a bank app is better for transactions — neither is trying to show you a complete picture, and neither can, because they only see their own slice. A spreadsheet can cover everything, at the cost of maintaining it forever. This sits in between: one place for the whole balance sheet, with the market-priced parts kept current for you.
Common questions
Yes. Each is an ordinary account with its own category, currency and balance history. You update the balance when a statement arrives — annually for PPF, or whenever your EPF passbook updates.
Listed holdings on Indian exchanges are priced automatically from public market data, alongside US, EU, UK and German listings. Add a symbol and quantity and the value stays current.
No, and you cannot — there is no bank integration in the product. Nothing to authorise, nothing to breach, and no dependence on an aggregator supporting Indian banks.
Yes. Hold NRE and NRO accounts in INR alongside assets in any of 31 currencies, pick whichever base currency you think in, and see one converted total plus a breakdown of how exposed you are to each currency.
Yes — sovereign gold bonds, ETFs and physical gold. Market-listed forms price themselves; physical gold you value yourself and update when you choose.
If you pick INR as your base currency, yes — every total, chart and analytic is in rupees, even for accounts held elsewhere. Individual accounts still display in their own currency.